Behind in your payments? In these hard times, it is not uncommon for people to become spread too thin, unable to make the mortgage payment. You can't sell, you can't pay, what do you do? The bank is no help. They give bad advice.
You need a consultant, a guide, a professional, an expert in the industry, knowledgable about the bank processes, the legal structure, the options available to you.
1 out of every 7 homeowners are behind in their payments today.
As a Certified Distressed Property Expert, I can help. My web site offers resources and information.
www.CallNancyforHelp.com
If you or someone you know is faced with late payments, send them to my website or call for a free consultation with no obligation. Call someone you trust.
Tuesday, December 8, 2009
Sunday, November 22, 2009
Trouble making your mortgage payments? Seek the help of a qualified professional.
Statistics tell us that 1 out of 7 homeowners are having trouble making their mortgage payments. Many good people are in financial trouble today! Some of them may be your neighbors, your friends, or even a close relative. Too embarrassed to ask for help, homeowners in trouble are making the mistake of solving their problems by walking away from their mortgage and abandoning their home.
Current home values are often too low to sell and pay off the mortgage amount. Payments are too high to justify renting it out. Refinancing or loan modifications are often impossible for people in financial difficulty. Unscrupulous investors offering help can result in disaster. Lenders don't offer advice or true help for the homeowner. There are better options for people facing foreclosure, but many do not know where to turn for help. The first step is to seek help from a qualified professional Realtor or Attorney who specializes in foreclosure solutions.
As a Certified Distressed Property Expert, CDPE, I have acquired the appropriate training and possess the experience, resources and knowledge that can offer solutions to people in danger of foreclosure. There is help available. We can save you from financial disaster and find you a new place to live. Contact me for a consultation. nmanisco@remax.net, 630-802-7161
Current home values are often too low to sell and pay off the mortgage amount. Payments are too high to justify renting it out. Refinancing or loan modifications are often impossible for people in financial difficulty. Unscrupulous investors offering help can result in disaster. Lenders don't offer advice or true help for the homeowner. There are better options for people facing foreclosure, but many do not know where to turn for help. The first step is to seek help from a qualified professional Realtor or Attorney who specializes in foreclosure solutions.
As a Certified Distressed Property Expert, CDPE, I have acquired the appropriate training and possess the experience, resources and knowledge that can offer solutions to people in danger of foreclosure. There is help available. We can save you from financial disaster and find you a new place to live. Contact me for a consultation. nmanisco@remax.net, 630-802-7161
Wednesday, September 23, 2009
Low Interest Rates! Low Prices! $$$ Incentives!
Today is an AMAZING time to buy real estate! First time home buyers with a credit score of at least 600 can buy today without any out of pocket money* (*using Cook County's 6% incentive for qualified buyers), and get $8000 back to boot on next year's tax return!
Prices have not been lower since 2005. So even if you have to sell your current home and take a loss, you can make out very well on your purchase of a new one. If you buy an REO (bankowned property) or Foreclosure, you can get them at a BIG discount from retail prices.
Interest rates are as low as I've seen them in recent history. If you already have a home and a mortgage, you may be able to re-finance and take advantage of the new rates... Or, if you'd also like to increase your home size, or improve your lifestyle, you can sell and buy and take advantage of the new low rates.
Also, today is the time to buy rental property! You can buy now at a huge discount so that you can have positive cash flow and instant equity. There is an ample supply of renters. The tight lending qualifications are creating an ever growing pool of people who must rent. I'm buying as many as I can, and looking for partners to buy more.
So, even though I am busier now than I was at the beginning of 2009, why isn't there a line outside my door waiting to fill out contracts to purchase??? Not sure consumer confidence has returned just yet. Unemployment is still rampant. Retail sales are still sluggish. Is the recession over yet? I don't know, but I'm ramping up to buy... I think we are at the bottom of the curve, and don't want to miss the opportunities. Spring 2010 may be the beginning of the return of the real estate market.
Would value all opinions.
Prices have not been lower since 2005. So even if you have to sell your current home and take a loss, you can make out very well on your purchase of a new one. If you buy an REO (bankowned property) or Foreclosure, you can get them at a BIG discount from retail prices.
Interest rates are as low as I've seen them in recent history. If you already have a home and a mortgage, you may be able to re-finance and take advantage of the new rates... Or, if you'd also like to increase your home size, or improve your lifestyle, you can sell and buy and take advantage of the new low rates.
Also, today is the time to buy rental property! You can buy now at a huge discount so that you can have positive cash flow and instant equity. There is an ample supply of renters. The tight lending qualifications are creating an ever growing pool of people who must rent. I'm buying as many as I can, and looking for partners to buy more.
So, even though I am busier now than I was at the beginning of 2009, why isn't there a line outside my door waiting to fill out contracts to purchase??? Not sure consumer confidence has returned just yet. Unemployment is still rampant. Retail sales are still sluggish. Is the recession over yet? I don't know, but I'm ramping up to buy... I think we are at the bottom of the curve, and don't want to miss the opportunities. Spring 2010 may be the beginning of the return of the real estate market.
Would value all opinions.
Monday, June 8, 2009
Mayfair Station Townhouse
Ready to Move Right In! 2135 Camden, Hanover Park
$219,900
$219,900Lots of updates have been done to this 2 bedroom plus Loft, townhome with 2.5 Baths. Remodeled kitchen and baths. New carpet, tile and paint. Clean and bright with lots of windows and sunlight. Fireplace. 2 car garage. Check out the full listing information at this link: maniscohometeam.com/IL7227278
Or call me for more info: 630-802-7161
June it is!
May proved to be a busier month for real estate. There was lots of activity with buyer showings and information requests on my listings. I put together several transactions, although it is not always easy to get them to "stick". Buyers are looking for real bargains and sometimes must make many offers before they find one. Interest rates ticked up a bit... bummer, but still under 6%. That caused things to slow down a bit for the first week of June. Slower activity could also be due to graduations and the parties that accompany them. I'm optimistic! There may be new developments on ways to use the $8000 first time buyer tax credit for a down payment... Contact me for more information. 630-802-7161
Wednesday, April 29, 2009
Illinois Home Sales report... Home Sales are up!
You may have heard on the News that Homes sales dropped 3% in March. Remember when you hear statistics on the news they will reflect activity nationwide. Local reports tell a better story for your specific area.
Statewide March home sales jumped 35.5 percent from February. According to the Illinois Association of Realtors, for the second-straight month, Illinois home sales increased over the month before and for the first time since June 2008 the statewide median home price also rose from the previous month. “For the first time in over a year, there are several positive signals in the housing market as inventories declined and sales recorded modest increases,” said economist Geoff Hewings in his latest forecast.
Statewide March home sales jumped 35.5 percent from February. According to the Illinois Association of Realtors, for the second-straight month, Illinois home sales increased over the month before and for the first time since June 2008 the statewide median home price also rose from the previous month. “For the first time in over a year, there are several positive signals in the housing market as inventories declined and sales recorded modest increases,” said economist Geoff Hewings in his latest forecast.
Sunday, April 19, 2009
Affordable Townhome in Schaumburg
My newest listing in Schaumburg. A nice affordable 3 bedroom, 1.5 bath townhome with an updated kitchen and baths. Pool in the summer and great schools. Priced at only $167,900. Buy it today with 3.5% down, FHA, and take advantage of today's low rates and get your $8000 First Time Home Buyer tax credit.
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